ICICI Bank Recruitment 2023

The Credit Authorizer is responsible for evaluating and approving loan applications for ICICI Bank customers. This includes reviewing credit reports, calculating debt-to-income ratios, and determining the amount of credit that can be safely extended to each customer. The ideal candidate will have a strong understanding of credit scoring and risk assessment.

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Responsibilities:

• Evaluate and approve loan applications
• Review credit reports
• Calculate debt-to-income ratios
• Determine the amount of credit that can be safely extended to each customer
• Approve or decline loan applications
• Communicate with customers about their loan applications
• Maintain a positive relationship with customers
• Stay up-to-date on the latest credit trends

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Requirements:

• Strong understanding of credit scoring and risk assessment
• Ability to evaluate and assess risk
• Excellent communication skills
• Ability to work independently and as part of a team
• Ability to meet deadlines under pressure