ICICI Bank Recruitment 2023

Credit Managers are responsible for the credit granting process, including the consistent application of a credit policy, assessment of the creditworthiness of potential customers, and monitoring the performance of existing loan portfolios. They play a vital role in ensuring that the bank's lending practices are sound and profitable, while also protecting the bank from losses.

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Responsibilities:

• Assess the creditworthiness of potential customers, based on their financial statements, credit history, and other relevant factors.
• Make recommendations to approve or reject loan applications, in accordance with the bank's credit policy.
• Monitor the performance of existing loan portfolios and identify and resolve any potential problems.
• Work with customers to develop and implement repayment plans, if necessary.
• Manage a team of credit analysts and ensure that they are properly trained and equipped to perform their jobs effectively.

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Requirements:

• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Ability to work independently and as part of a team.